Montreal’s 2026 Budget — What the Tax Hike Means for Your Property Value
Following yesterday’s announcement of market resilience, another major development is capturing the attention of Montreal homeowners this morning: the City of Montreal’s 2026 budget. With an average tax increase of 3.8%, the financial landscape for homeowners is changing.
1. Uneven increases across neighborhoods
The increase isn’t the same for everyone. While the city center is limiting the rise to 3%, some districts we love are seeing their local taxes skyrocket:
- Rosemont–La Petite-Patrie: +20.1% (local taxes)
- Villeray–Saint-Michel–Parc-Extension : +13,0 %
- Ahuntsic-Cartierville : +10,7 %
EcoBroker’s Impact: These increases often reflect massive investments in local infrastructure and the ecological transition. As a property owner, this increases your cost of ownership, but it also enhances the long-term value of your neighborhood.
2. The challenge of accessibility
For the average single-family home, this translates to an increase of approximately 4.3%. In a market where prices already rose 4.9% in January, the total cost of ownership becomes a crucial calculation. For buyers, the “welcome tax” and municipal taxes must be calculated even more precisely this year.
3. How to turn this challenge into an opportunity?
This is where the sustainable approach becomes truly meaningful. Since taxes are rising, the best way to protect your budget is to reduce your energy costs.
- Energy efficiency: A house that consumes less energy is easier to afford, despite rising taxes.
- Resale value: Buyers in 2026 are increasingly focused on the “total cost” (mortgage + taxes + energy). A certified or eco-optimized property will always sell faster.
Conclusion: The long-term vision
The 2026 budget is ambitious, with record investments for East Montreal and the fight against climate change. As your EcoBroker, I help you see beyond the tax bill: we’re investing in a city that’s transforming.
Rosemont or Villeray homeowners: Do you want to know how this tax increase specifically affects the market value of your duplex or house?
Call me today for a free comparative analysis.
Julien David Your EcoBroker – Expertise, Integrity, Sustainability.
